New program

Rent your brand new home today. Own it tomorrow.

Not quite ready for a mortgage? Move into a new construction home now, lock in the purchase price, and let a portion of your rent build toward your down payment.

Couple with keys to their new Florida home

Two ways in

Choose the path that fits your timeline.

We'll walk you through both — including which one your credit, income, and goals best support.

Right to buy. No obligation.

Lease-Option

You lock in a purchase price today with a non-refundable option fee, then decide during your lease whether to buy. A portion of your monthly rent credits toward your down payment.

  • Locked purchase price
  • Rent credits toward down payment
  • Buy anytime during term
  • Walk away if life changes
Best fit for: Buyers who want flexibility, or who need 12–36 months to get purchase-ready.

Committed to buy at the end of the term.

Lease-Purchase

You commit up-front to purchasing at the end of the lease term (typically 1–3 years). A larger share of rent credits toward your purchase, and builder incentives are stronger.

  • Larger rent credits
  • Stronger builder incentives
  • Predictable close date
  • Coaching every month to closing
Best fit for: Buyers with a clear plan to close, who want the biggest rent credits and the best terms.

How rent-to-own works

A clear path from renter to owner.

1

Apply & get matched

Share your goals and finances. We match you with builders and inventory that fit.

2

Pick your new home

Choose from new construction homes in your target Florida market.

3

Move in & rent

Sign your lease-option or lease-purchase agreement and move in. Rent credits start day one.

4

Close & own

When you're purchase-ready, exercise your option and buy your home at the locked-in price.

Why rent-to-own with us

Brand new homes only

Every home in our rent-to-own inventory is new construction from vetted Florida builders. No hand-me-down repairs.

Every payment builds toward ownership

A portion of every rent check credits toward your future down payment. Your money stops disappearing.

Real coaching, not just paperwork

Monthly credit and financial coaching means you're actually ready when it's time to close.

See if you qualify.

Tell us about your situation. A rent-to-own specialist will reach out within one business day.

Free program. No cost to you. We'll never share your info.